Welcome to LCISDBenefits.com, the central source for all your benefit needs. Protecting your family and assets is an important and complicated task. Lubbock Cooper ISD offers you a comprehensive benefits package to achieve this goal. Use the navigation at the left to learn more about the different offerings available to you as an employee of Lubbock Cooper ISD.
IMPORTANT: Effective beginning on January 1, 2011, over-the-counter
medicines or drugs (e.g. Advil, Ibuprofen, cough syrup) are not eligible for reimbursement under an
FSA, without a doctor’s prescription. Insulin is the only medicine that doesn’t require a prescription.
Also supplies that you need for medical care (e.g. contact lens solutions, bandages for wounds, thermometers)
will continue to be eligible for reimbursement.
As such, upcoming enrollment in your employer’s flexible spending account
should take into consideration as of 1/1/2011, over the counter items will no longer be reimbursable under the health FSA.
Important Things to Know for 2010-2011
- Section 125 Cafeteria Plan: The Lubbock-Cooper ISD Cafeteria plan year is
September 1, 2010 through August 31, 2011. Voluntary benefit plan changes for this enrollment will
be effective 10/1/2010.
- Flexible Spending Accounts (FSA): MGM is the Third Party Administrator (TPA) for
Lubbock-Cooper ISD for plan year September 1, 2010 through August 31, 2011. Eligible Expenses must be
incurred in the plan year. Direct deposit is available. Please remember to keep your receipts if you
use your Flex Visa Card.
- Dental: Effective 10/1/2010, Met Life is the dental provider for Lubbock Cooper ISD.
Lubbock Cooper ISD will be pay for the Employee only premium.
- Vision: : Block Vision is the vision provider for Lubbock-Cooper ISD. Members can
receive new lenses, frames and eye exams once a year. Great News!! Lubbock Cooper ISD will be paying for
employee only vision coverage effective.
- Unum Disability: Unum Provident is the disability provider for Lubbock Cooper ISD.
All new increases in coverage are subject to pre-existing condition limitations.
- Voluntary Group Term Life: 5Star Life Insurance is the voluntary life insurance
provider for Lubbock-Cooper ISD. Current Employees can elect up to $150,000 life insurance, spouse can
elect up to 50% of the employee election and children up to $10,000. Current employees applying for
additional coverage must complete and Evidence of Insurability Form. New Employees to the district
are guaranteed issued up to $150,000 with no medical questions asked. Spouses of new employees are
guaranteed issued to $50,000 and children of new employees are guaranteed issued to $10,000.
- Cancer: Transamerica is the cancer provider for Lubbock-Cooper ISD. Employees
will have two options to choose from. Low Option and high option cancer coverage will be available.
Both plans include first occurrence benefit, radiation and chemotherapy, specified disease and ICU benefit.
Plan offerings to Lubbock-Cooper ISD employees include: Met Life Dental, Block Vision,
Unum Disability, Transamerica Cancer, 5Star Life Group Term Life, Texas Life Individual Life, and
Flexible Spending Accounts.
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Financial Benefit Services, LLC
2121 N. Glenville Drive
Richardson, TX 75082
Local: (469) 385-4640
Toll Free: (800) 583-6908
Fax: (469) 385-4641
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